Self-custody · Multi-chain · All accounts

Each wallet has its own recovery phrase. No company holds your coins — not even us.

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Four pillars

Control that stays with you

Local signing, device-bound unlock protection, recovery you can distribute and transaction details you can review before you act.

01 · Device-bound unlock

Protected by your device

Your PIN and quick-unlock credentials use your device's secure key storage, with hardware backing where the device provides it.

Your wallet keys remain encrypted on your device. Your recovery phrase is never sent to Smartable.

02 · Multi-chain by design

One recovery, the networks you actually use

Manage Ethereum and EVM networks, Bitcoin across BIP‑44, BIP‑49, BIP‑84 and BIP‑86 address formats, Solana, TON, XRP Ledger, Cardano, Polkadot, Kaspa and more from one wallet.

Each chain keeps its own address rules, transaction format and asset model.

03 · Review before you sign

The transaction, not just a button

See the asset, recipient, network fee and total before you sign. For swaps, you choose a route and see the provider, expected output, minimum received and Smartable fee before confirming.

An approval is shown separately from the swap it enables.

04 · Split recovery

Recovery is not one piece of paper

Choose 2‑of‑3 or 3‑of‑5 recovery. Split encrypted recovery shares across independent locations such as your device, a written copy and the backup providers you choose.

A single lost device or cloud account does not have to end your recovery plan.

Safety

Warnings before the signature

Lookalike addresses are flagged before you send. Unverified tokens and networks that could not answer are marked in your history rather than left to look like nothing happened.

  • Unverified tokensVisible, never mistaken for trustedTokens you did not add can be marked as unverified and kept distinct from assets you chose to track.
  • Incomplete dataSilence is not a zeroIf a network, token contract or data source cannot answer, Smartable says so. Missing data is never quietly turned into an empty balance or clean history.
  • Lookalike addressesThe first and last characters are not enoughSmartable can flag suspicious address-poisoning patterns before you send. Verify the full recipient address every time.
Smartable on an iPhone, showing the history screen marking unverified tokens and a network whose activity is unavailable

Recovery

One recovery plan. More than one way back.

Losing a phone should be an inconvenience, not the end of your wallet. Choose the recovery arrangement that fits how you want to store it.

01 · Write it down

Start with your recovery phrase

Write your recovery phrase down offline and keep it somewhere only you can access. One recovery can restore accounts across the networks in your wallet.

Illustration: a hand-written list of words, marked as confirmed
02 · Verify it

A backup should be proven, not assumed

Smartable asks you to confirm recovery information before you rely on it. A backup you have not tested is a plan you have not finished.

Illustration: a grid of word choices with three of them picked out and ticked
03 · Split it

Choose 2‑of‑3 or 3‑of‑5 recovery

Smartable splits and encrypts recovery shares on your device. Choose independent locations for them: your device, a written copy and the backup providers you choose.

Smartable does not hold your recovery phrase, your shares or your wallet password.

Illustration: one protected secret at the centre, linked out to five separate shares

Swap & buy

Compare. Choose. Stay in control.

Compare available swap options or buy crypto with a card. Review the details, choose the option, and approve from your wallet.

Swap across chains

Compare available options for the pair you choose. Net amount and fees are shown before you confirm.

1.00 ETH on EthereumtoUSDC on Base
  • Availableexpected to receive 3,412 USDC
  • Availableexpected to receive 3,398 USDC
  • Unavailable for this pair
Example only. Offers vary by pair, network and amount.

View swap options

Buy or sell through a provider

Continue to a third-party provider to buy crypto with a card or, where available, sell crypto for fiat.

Buy

  1. Card
  2. Provider
  3. Checkout
  4. Your wallet

Sell

  1. Crypto
  2. Provider
  3. Checkout
  4. Payout

The provider shows its final price, fees and verification requirements before you complete checkout.

Smartable never receives your card details.

Check availability

AI analysis

Your wallet stays yours.
AI stays outside.

Choose the public addresses and networks you want to analyse. Review the text Smartable prepares, then share it with an AI service of your choice. The analysis happens there, not in Smartable.

Analyse an account

Select an account and networks. Share only the public addresses you choose.

Agent wallet

A separate self-custody wallet with its own recovery phrase. No AI tool connects to or controls it.

You choose what to share: public addresses · networks · analysis task.

Smartable does not include balances, wallet names, recovery material or signing credentials in the text you share.

A public address may reveal balances and transaction history. AI responses appear in the AI service you choose, not in Smartable.

Send & receive

Share an address.
Request a payment.
Scan to send.

Choose an account, asset and network to display your receiving address or create a payment request. Share the details or show the QR code to the sender.

  • Receive with a QR code

    Show a QR code for your receiving address. Check the account, network and address before sharing it.

  • Request a payment

    Where supported by the network and payment format, include an asset and requested amount. Smartable shows the payment details so the sender can verify them. Not every QR format can include every detail.

  • Scan to send

    Scan a QR code or supported payment request to prepare payment details for review. Always check the network, asset, address and amount before confirming in Smartable.

Smartable on an iPhone, showing a payment request for 3000 EURC on Ethereum, with its QR code and the amount field

Check before you send

A QR code is a way to enter payment details — not proof that the recipient is trustworthy. Scanning alone does not send funds. You review and confirm the transaction yourself.

FAQ

Straight answers

Get started

No sign-up. No email.
Your keys. Your wallet.

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Read the disclosures

Nothing on this website constitutes investment, financial, legal, or tax advice. All information is provided for informational purposes only. Smartable Wallet is non‑custodial, self‑custody software; you are solely responsible for your own decisions and for securing your private keys. Digital assets are volatile and can lose value. Past performance is not indicative of future results. Please view our Terms of Use for more information.

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© 2026 Smartable™ · Non-custodial self-custody software. Private keys are designed to remain on your device. You are responsible for your own keys.